COMMERCIAL FINANCING. EMPOWERING GROWTH.
Smart Financing For Your Commercial Investments
Whether you’re buying an office, retail space, warehouse or investment property, we provide flexible and competitive commercial mortgage solutions to fuel your business growth.
- Office Financing
- Retail Space Funding
- Warehouse Finance
- Fast & Hassle-Free Process
- Flexible Terms
Talk To Our Mortgage Experts
10+
Years of Experience in Commercial Mortgage
WHAT IS COMMERCIAL MORTGAGE?
Finance The Right Property For Business Growth
A commercial mortgage is a loan used to purchase, refinance or renovate income-generating or business-use properties. At EdgeX, we work with leading UAE banks to deliver customized financing solutions that match your business needs and growth plans.
Office & Retail Financing
Finance for offices, retail units and
business premises.
Competitive Interest Rates
Access attractive rates and flexible
repayment options.
Investment Properties
Tailored solutions for income-generating commercial assets.
Structured Solutions
Customized financing structures
designed for your business.
COMMERCIAL MORTGAGE SOLUTIONS WE OFFER
Solutions To Power Your Business Investments
Office Space Financing
Financing solutions for buying or refinancing office spaces and business centers.
Retail Property Mortgage
Loans for shops, showrooms and retail spaces in prime locations.
Warehouse Financing
Flexible finance for warehouses, industrial units and logistics facilities.
Investment Property Loans
Finance for income-generating commercial properties and investment portfolios.
Ready to Finance Your Next Commercial Property?
Connect with our commercial mortgage specialists today to unlock flexible structures and fuel your business growth.
WHY BUSINESSES CHOOSE EDGEX
The Smartest Choice For Your Mortgage
Strong Bank Network
Access to top UAE and international banks for the best commercial mortgage solutions.
Tailored Financing
Customized loan structures to suit your business goals and cash flow.
Transparent Process
Clear terms, no hidden fees and complete transparency at every step.
Dedicated Support
A dedicated relationship manager to support you
at every step.
Quick Approvals
Fast evaluation and approvals so you can close deals without delay.
OUR PROCESS
Your Path To Securing The Right Property
01 Consultation
We understand your business
needs and property goals.
02 Property Evaluation
We assess the property and your financials to determine the
best options.
03 Bank Matching
We match you with the most suitable banks and loan structures.
04 Approval
Quick evaluation and approval
from the lender.
05 Funding
Funds are disbursed and you take possession of your property.
OUR PROCESS
Simple Steps To Get You Started
01 Consultation
We understand your business needs and property goals.
02 Property Evaluation
We assess the property and your financials to determine the best options.
03 Bank Matching
We match you with the most suitable banks and loan structures.
04 Approval
Quick evaluation and approval from the lender.
05 Funding
Funds are disbursed and you take possession of your property.
DOCUMENTS REQUIRED
- Trade License
- Memorandum of Association (MOA)
- Financial Statements (Last 2 Years)
- Bank Statements (Last 6-12 Months)
- Property Documents
- Passport Copy & Emirates ID
FREQUENTLY ASKED QUESTIONS
Commercial mortgages are applicable for a wide range of business properties, including fitted or shell-and-core office spaces, retail shops, showrooms, warehouses, industrial units, and income-generating commercial buildings.
The maximum loan tenure for a commercial mortgage in the UAE generally ranges from 15 to 20 years, depending on the lending bank’s criteria and whether the applicant is a company or an individual investor.
Banks typically offer a Loan-to-Value (LTV) ratio of up to 60% to 70% for commercial properties, meaning the business needs to arrange a down payment of 30% to 40% along with the registration costs.
Prepayment fees and processing charges are transparently guided by UAE Central Bank regulations. All applicable costs, including evaluation and processing fees, are detailed upfront.
WHAT CLIENTS SAY
Trusted By Businesses Across The UAE
Ready To Finance Your Next Commercial Property?
Book a free consultation with our mortgage experts
and let's build your next big move.