HOME FINANCING. MADE SIMPLE.
Secure The Perfect Mortgage For Your New Home
We make homeownership simple and achievable. With competitive rates, flexible solutions, and expert guidance, we help you secure the perfect home for you and your family.
- First-Time Buyer Support
- Competitive Interest Rates
- Flexible Repayment Options
- Fast & Hassle-Free Process
- Fast Pre-Approval
Talk To Our Mortgage Experts
10+
Years of Experience in Residential Mortgage
WHAT IS RESIDENTIAL MORTGAGE?
Understanding Your Home Financing Options
A residential mortgage is a home loan that helps you purchase or refinance a residential property. At EdgeX, we work with leading UAE banks to offer tailored mortgage solutions that fit your needs and make your homeownership journey smooth and stress-free.
First-Time Buyer Solutions
Specialized guidance and support for first-time homeowners.
Flexible Loan Terms
Custom loan tenures and repayment options to suit your lifestyle.
Competitive Interest Rates
Access some of the best mortgage rates in the UAE.
Expert Guidance
Our mortgage specialists assist you at every step.
RESIDENTIAL MORTGAGE SOLUTIONS WE OFFER
Find The Right Home Loan For You
First Home Mortgage
Ideal solutions for first-time buyers to make homeownership an achievable dream.
Villa Finance
Financing solutions for villas that offer comfort, space and a better quality of life.
Apartment Finance
Tailored loans for apartments in prime locations across the UAE.
Off-Plan Property Finance
Flexible financing for off-plan properties with attractive payment plans.
Ready to Find Your Dream Home?
Connect with our mortgage specialists today to find
the perfect financing options for your property.
WHY BUSINESSES CHOOSE EDGEX
The Smartest Choice For Your Mortgage
Leading UAE Bank Network
Access to top banks and lenders to get the best mortgage solutions.
Personalized Solutions
Tailored mortgage plans designed around your needs and financial goals.
Transparent Process
Clear terms, no hidden fees and complete transparency at every step.
Fast Approvals
Quick evaluation and approvals so you can move closer to your dream home.
Dedicated Support
A dedicated relationship manager to support you throughout your journey.
OUR PROCESS
Simple Steps To Your New Home
01 Consultation
We understand your needs and financial goals.
02 Document Collection
We help you gather and verify the required documents.
03 Bank Matching
We match you with the most suitable banks and mortgage products.
04 Approval
Quick evaluation and approval
from the lender.
05 Disbursement
Loan disbursed and you get the
keys to your dream home.
OUR PROCESS
Simple Steps To Get You Started
01 Consultation
We understand your needs and financial goals.
02 Document Collection
We help you gather and verify the required documents.
03 Bank Matching
We match you with the most suitable banks and mortgage products.
04 Approval
Quick evaluation and approval from the lender.
05 Disbursement
Loan disbursed and you get the keys to your dream home.
DOCUMENTS REQUIRED
- Passport Copy
- Emirates ID Copy
- Salary Certificate / Employment Letter
- Bank Statements (Last 3-6 Months)
- Property Details / SPA
- Credit Report (If Required)
FREQUENTLY ASKED QUESTIONS
Generally, the minimum salary required for a mortgage in the UAE ranges between AED 10,000 to AED 15,000 per month, depending on the bank and whether you are a UAE national or an expatriate.
Banks typically allow a maximum debt-to-burden ratio (DBR) of 50%, meaning your total monthly loan repayments, including the mortgage, cannot exceed half of your official monthly income.
Yes, expatriates residing in the UAE, as well as non-resident investors, can successfully secure a residential mortgage from major UAE banks for purchasing property in freehold areas.
The maximum loan tenure for a residential mortgage in the UAE is up to 25 years, or up to the standard retirement age limit set by the specific lending bank.
WHAT CLIENTS SAY
Trusted By Businesses Across The UAE
Ready To Own Your Dream Home?
Book a free consultation with our mortgage experts and let us help you find the right home loan.